Spread the cost of your treatments!
Payl8r is a simple payment option that enables you to spread the cost of your treatment(s) over a time period that suits you.
You can repay within 30 days at 0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
Interest rates from 0-24% APR
Will I qualify?
If you have a bank account or debit card you can apply for Payl8r!
Finance is subject to your ability to repay the loan.
Which treatments are eligible to buy now pay later?
All of our treatments are covered by this finance option. See our full list of treatments here
What is the cost of using Payl8r?
Interest rates range from 0-3% per month with no early repayment charges!
Interest rates start from 0% if you can repay the full amount within 30 days. If you want to choose a longer payment term any rates and interest will be explained in full before you choose to accept to go ahead.
There are no hidden costs and all interest and rates are clearly stated on your credit agreement.
How do I apply?
Contact us on 0161 974 0212 or email@example.com to book in for your free initial consultation and we can discuss your treatment and payment plan. You can also get in touch by filling out our contact form here.
How will this affect my credit file?
Payl8r don’t penalise you for having a thin credit file, so if your credit score isn’t great, they can assess your affordability instead.
Their credit checks don’t affect your credit rating in the future as they use a soft search.
Will I qualify?
To qualify you must have:
No CCJs within the last 3 years
No accounts in default
Be a UK resident
Have online banking
Regular source of income
The decision to grant your credit for a treatment and period depends on your affordability and credit profile.
For most customers the decision is automated and takes 30 seconds after you confirm your application.
For a small number of customers, your application may require more information and may take a little longer; you will be notified by email.
Do I need to pay a deposit?
Yes. The standard amount is 10% of the total treatment cost, but this is detailed in full at the start of your application. The deposit is only taken once you have been accepted on Payl8r.